Monday, September 9, 2013

Benefit Bafflement.

Got new letters today from the Department of Jobs (hahaha) and Family Services today. I thought it would be about cutting food benefits, since that has been big in the news lately.
I  was wrong. We get a ten dollar increase.
How did that happen?

Rex also got a letter from the same place. He gets other/different benefits because of his disabilty, so he occasionally gets his very own letters. He's the only one in the family with any type of medical coverage.
His letter says that they denied his Qualified Medical Beneficiary application. The reason given is that his income exceeds the program eligibility standards.

Now, the QMB has been covering the cost of his Medicare payments, and his drug program. (Medicare parts B and D). The cost for the Part B was in excess of $100 a month. We don't know about Part D, because he never had that before we had to go for help after I lost my job.

So, I go online to see if I'm correct about the QMB being that program, and find that yes, I am right. It is that program. Okay, so that means $100 less per month.
That must be why we get $10 more in food benefits!

But I read on, on the website/page that explains all this and the page clearly states that  the income level for him to qualify is @ $200 more than he gets.
So -- what the hell is going on?

It's after business hours today, so there's no finding out anything.

But it makes no sense to me.
Did someone have a bad day?
Did someone make a mistake?


Oh, and about my other problem I had with Medicare Part B -- I got a letter Saturday that explained they would only pay once a month for the drugs, no matter what the prescribed dosage, etc. Now they tell us, after we'd figured it out and resolved the issue.

On the whole, it is what it is. We can live (survive) on less money. We can manage with no health coverage. We can pay his insurances because he does need/use/benefit from them regularly. Nothing financial is fatal, although the health care issues could be. Any help we are grateful for.

But I really think there should be more explanation than what was given.

Stay tuned for the next dramatic act in "If it's Not One Thing, It's Another," a/k/a My Life.

3 comments:

  1. As "terrible" as it sounds, did you ever think about claiming bankruptcy so all the extraneous medical bills, etc. from the past can disappear? I think it would be best to do this while Rex is still alive (think what his appearance before a judge/magistrate could generate!) and put his health as a reason, too! He would be visible proof. Of course, it would constitute a visit to a Legal Aid lawyer (you at first, then both of you), as well as you getting all the information together for the lawyer before going - you have to know exactly who or what you will not be paying - then both of you going to the 'settlement' hearing. It might be a worry off your shoulders.

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  2. we don't have enough debt to make bankruptcy reasonable.
    I have looked into it at different times

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  3. Keep taking pictures of Rex then, and make prints, as well as on the computer, and record his weight with each picture. After the inevitable, when you are by yourself and have the "more debt" caused by his final ...times... maybe then you will have enough. That just totally SUCKS.

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