Saturday, January 29, 2011

Free on the Internet

Free on the  Internet.

Free credit scores: with a membership in beautiful benefits you'll never need or use. These can cost anything from $99 a month to $199 a year. Maybe more, but those are the ones I've looked at. The good thing here is that you cannot cancel until 30 days have lapsed, (and then there's a cancellation fee)and your informational brochures will be delivered in about six weeks.

Free samples, usually health & beauty substances: just pay shipping and subscribe for monthly deliveries. The shipping fees are more than the product. There are sites devoted to sending people free samples -- after they sign up for at least one thing off each of ten or twenty different pages. And they still need shipping paid in advance.

Free reverse phone look up: I really like this one. They look it up. They tell you the carrier. But if you really want to know who the number belongs to, get ready to pay up. $1.99 for each look up or by a membership.
The look up is free. The info is not.

And there's the seasonal. Free income tax: Step-by-step guidance while filling out your return, checks and double checks that everything is being done properly. Filling out the forms is free. Filing is not. There's a filing fee, with the tax preparation companies.

People get all enthused about all this free stuff. Then their finances are compromised as shipping, memberships, and automatic deliveries are taken out of their banks or added to their credit cards.

People: Stop and Think. How free can it be, if they need your credit (or debit) card number before they will send you anything?
Nothing is free, expect to pay.

Just know when why and how much, and enjoy the freedom of the 'net.

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